Jim Boyd to research home insurance and opioid overdose solutions

Jim Boyd to research home insurance and opioid overdose solutions

With regard to the legislation that goes all the way, senator. Jim boyd obtained the distinction at the last ordinary session of sponsoring the final invoice passed to the Senate before Sine Die.

The Bradenton Republican spent his first year in the Upper House negotiating an overhaul of Florida homeowners’ home insurance laws. The complicated case fell on the knees of the House veteran, an insurance agent by trade, where it evolved considerably during the 60-day session.

Insurance industry officials complained a bit as the House demanded certain provisions, such as a change in authorized roofing policies, which were removed from the bill. But Boyd brought a package through the legislature and at the governor’s office. then a judge thrown coins of the law in a dispute shortly thereafter.

Now Boyd is back in Tallahassee and ready to take another ride. But he’s definitely looking for adjustments, not a huge wishlist for changes.

“I will make another pass at property insurance reform to give further relief,” the senator said. “Nothing too aggressive, but I have a few steps that can help with the tariff part of the process. It will take a little bit of energy, but nothing too aggressive.

The court ruled on the rejected part of the law that impacted the solicitation restrictions. Roofers argued that the law, which prohibited offering incentives to homeowners, interfered with the general ability of businesses to advertise to the public. Boyd said the intention of those parts of last year’s bill was to stop unethical roofers and adjusters who promised some consumers they could get a new roof that’s fully covered. by insurance only so that the claims end up in court.

Boyd believes he can respond to this kind of aggressive solicitation without impeding the ability of legitimate businesses to advertise to the public. “I want to rewrite this in a different way,” he said.

He has an invoice filed (SB 1728) which also promises to review the price schedules of Citizens Property Insurance, the state-run insurer of last resort. And he also plans to revive the talks on the roof.

His bill last year originally allowed the sale of policies covering the depreciated value of roofs. This prompted testimonials from homeowners who have survived major hurricanes and who have expressed concern that it will be a godsend for insurance companies who no longer have to cover the full cost of roof replacement after a storm. . The bill was introduced during discussions with the House, but Boyd plans to seek some sort of compromise, perhaps a provision that has been removed so that policyholders can still cover the full cost of the roof in the event of a loss. storm, but not when a contractor tries to convince them to replace the entire roof when a few shingles fall.

Beyond home insurance, Boyd will work with the Attorney General Ashley moody on retail theft legislation for crack down on a rise in crime.

“It’s crazy to me that we have men and women who work hard to start and run a business, and then someone can come in and steal the form without expecting real punishment,” he said. he declares. “There should be tougher penalties. “

Another major priority will be the opioid epidemic that Boyd has been working on since his years in the House. He has already taken an invoice (SB 544) through its first shutdown committee that would allow pharmacies to assess and prescribe Narcan, an emergency drug used by paramedics to stop the immediate effects of a drug overdose.

“If a family member has someone in the house who is sadly prone to overdosing, it could save someone’s life,” Boyd said. “It’s a small bill, but it can make a big difference.

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